Financial & Real Estate Services
First Time Home Buyer Tips
If you’re a first-time home buyer or even an experienced home buyer, you’ll want to keep the following key tips in mind.Start saving your money early: The money you need when purchasing a home doesn’t end with getting a mortgage. When calculating how much you’ll need...
7 REASONS WHY EVERY HOMEBUYER NEEDS TITLE INSURANCE
7 REASONS WHY EVERY HOMEBUYER NEEDS TITLE INSURANCEBuying a home is an exciting and emotional time for many people. To help you to buy your home with more confidence, make sure that you get owner’s title insurance. Here’s why it’s important for you.1. Protects your...
Do your homework to avoid falling victim to moving scams
May is National Moving Month, and usually for us here at TWO MEN AND A TRUCK®, we are full steam ahead working to help our customers move to the next chapters in their lives. Although things are different in the world right now with the ongoing COVID-19 pandemic, we...
6 Important Things to Know Before Moving into a Rental Property
Regardless of the move, there seems to always be different challenges involved. For apartment or condo moving, this can often mean navigating stairs or tight hallways, or even high rise buildings and elevator usage.The same moving principles still apply to a rental...
Waiting to Buy a Home?
You May Miss Out on Low Interest Rates!In December, the Federal Reserve raised the key interest rate by a quarter-point to a range of 0.25% to 0.5%, the first rate increase in nearly a decade. While some experts expect the Fed to raise rates gradually this year, some...
How to Boost Curb Appeal
If you’re thinking of selling this year, I would be happy to help you decide which of these projects would net the best value based on my experience. Even if you’re not planning to sell any time soon, updating and maintaining your home regularly shows you take pride...
More Customers?
As a business owner or sales representative you are usually always looking for more business. More business means more customers, meaning more money. However, do you really need more customers? Can you define specifically who those customers are? Learn More
Over 20 Ways to Grow Your Business
As a business owner, you have to make a lot of decisions about how and where you spend your hard earned money. With so many areas of your business demanding resources, you might feel like you can’t afford to spend money on costly strategies that might not even lead to...
What buyers must disclose before selling
Certified home inspectors are required to uphold a code of ethics in the course of their work. According to the National Association of Home Inspectors, these professionals have a duty to the homeowner to alert them to any "immediate threats to health or safety...
Featured Listings
Benefits of Great Credit
Whether you want a loan to make a large purchase or you’re applying for a job, a high credit score may give you an advantage. It not only helps you secure a lower interest rate and save money over the life of your loans, it also demonstrates to lenders and potential...
Benefits of Debt Reduction
If you’ve set a goal to pay down your debt this year, you’re not alone. According to a study by NerdWallet, more than 40% of Americans have this goal in sight. Strategically reducing or paying off debt benefits your finances tremendously, but can positively impact...
What Small Businesses Do Better than Corporate America
Small businesses have been steadily increasing over the past years. It is amazing, considering the fact that many have a high chance of failure. Small businesses – those with 500 employees or less – remain an essential piston of America’s economic growth. After the...
Pros and Cons of the New Tax Law
The best course of action for businesses looking to reap the benefits of tax reform? Act with confidence and plan for the best. After more than 30 years of no serious change to the American tax code, Congress passed the Tax Cuts and Jobs Act on December 22, 2017....
Ways Local Loan Officers Help You Win Home Bidding Wars
When signing a loan you need expertise advise. There are many factors to consider and it is not always as simple as you might think it to be. Recently the Wall Street Journal said local mortgage lenders can offer an edge when you're in a bidding war, and this topic is...
What Coverages & Losses HOA’s Aware Of
One very specific type of business is misunderstood, "HOA's." Below is a brief description and some of the coverages and losses HOA's should be aware of:Insurance for a Homeowners Association (HOA) typically includes several types of coverages that help protect the...
Home Owners Policy Questions
When owning a home you start to realize how much there is to fix and insurance is always a must. However, when you obtain home insurance you often forget to ask many coverage questions. Learn More
5 Ways to Make Your Small Space Feel Bigger
If you have a small space you know how difficult it is to manage to fit your entire life within it. It can be difficult and maybe frustrating and we understand. How ever there are always tips and tricks to managing this. If your house or apartment is on the smaller...
Does Homeowners Insurance Cover Landscaping?
Creating a perfectly landscaped yard requires an investment of time, money and effort. But damage to landscaping from events like fires, thefts, or vandalism can quickly undo your hard work. So if you’re proud of your beautifully landscaped yard, you’ll likely want to...
I’m Moving: How (And When) Do I Buy a Homeowners Policy for My New House?
You have a lot of balls to juggle when you're coordinating a move. With household belongings to sift through, moving boxes to sort, and movers to schedule and supervise, it's easy to see how other things might slip through the cracks. But one task you want to make...
What is a 1031 Exchange?
One of the most common real estate investment transactions is the 1031 Exchange. Simply put, a 1031 Exchange (also called a “like-kind” exchange) is the swap of one investment asset for another which defers capital gains taxes on profits.A like-kind asset refers to...
What to Know Before Making an Offer on a Home
A smart course of action before making an initial offer is to get to know the home of interest intimately. After all, you will be making one of your biggest commitments in your lifetime with the purchase of your new home. Remember, an offer is a starting point that,...