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Small businesses have been steadily increasing over the past years. It is amazing, considering the fact that many have a high chance of failure.

Small businesses – those with 500 employees or less – remain an essential piston of America’s economic growth. After the number of startups dropped to record lows in 2009,they bounced back 12% in 2011.  Small businesses accounted for 42% of US private sector payroll in 2012 and 63% of new jobs, according to the Small Business Administration.

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